All Baby Boomers are at that point in their lives where aging parents and relatives need some extra help.  The cost are real and need consideration.

Recently, my mother-in-law fell of a stair and broke an ankle.  My wife has spent the past two weeks down in Chicago helping her out.  Just before New Years my daughter got sick and has been in the hospital.  Suddenly, it was just me shouldering the care giver duties in Milwaukee.  Last year I had two elderly aunts that needed attention.  No whining here, just saying your obligations can jump up on you quickly when family members have health problems. 

Small businesses notoriously are tight on personnel.  Family health care issues extend to more than insurance and co-pay.  You need to think through the obligations you have and their time requirements before you go off to make a financial commitment.

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