MARSHALL LOEB'S DAILY MONEY TIP Six insurance policies you should … - MarketWatch
Posted by: admin in Latest NewsMARSHALL LOEB'S DAILY MONEY TIP Six insurance policies you should … - MarketWatch
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Filed under: Estates
[via Wicked Local] %Gallery-14245% Today’s Wall Street Journal (1/22/08) contains three articles on the coming recession. Two are headlined at the top of the front page and one is on page two. This isn’t good. The WSJ is a serious business newspaper which does not “cry wolf.” The first article is about the general credit crunch that’s occurring across the economy. Small and start-up business are particularly susceptible. The second article is about foreign reactions to the coming recession. The third article is about the breath and depth of the coming recession. What this states to me is that it is time to play defense, in business as well as in your personal finances. This recession won’t be as light as the past two. Be very, very careful how you handle your money, that includes your lines of credit. Be less aggressive and less optimistic. If you were planning on quiting your job to work full time on that start-up, don’t. Keep the job and work some extra hours until the start-up is on a firmer financial footing. If you were going to take out that second mortgage, don’t. Keep your personal and business debts under control. If you are in the business of helping others cut costs, this will be a good time for you. If you rely on business expansion for your prosperity, things will be tight.
Identify bullies first. Sometimes, it’s hard for you to find out which people are bullying you. Maybe it’s because you think they’re your friends. Maybe their being subtle about it. According to a PDF from the Michigan Technological University, bullies behave like this:
If you know anyone who’s blaming you for their mistakes and taking credit for your work, they’re bullying you. Even if they’re your “friends”. In the heat of a bully’s aggression, keep your cool. If your bully starts being verbally abusive by calling you names, or he starts raising his voice. Just be still and silent for as long as you can possibly hold it. Things will escalate if you fall into his trap of aggression. Know what to say. If you have some prepared statements to deal with your bully, you’ll be less nervous when he’s pushing you around or when you’re in direct confrontation. Keep your statements calm, composed, and free from aggression. Don’t state anything your bully would state. Try saying “I’m sorry, but I’m feeling a bit ill and can’t do this right now” or “You seem a bit tense, let’s just talk another time”. If you can’t figure out the words, you can simply walk away. Get it documented. If you don’t have a witness, you can make a written report about the incident. Immediately send this report to your human resources department, or to the company counselor. Report it. Speak to a colleague or manager about bullying incidents. You can also contact union representatives. You’ll find that most companies are willing to work on these incidents quickly, even if technically, bullying isn’t illegal. Don’t be an simple target. Quiet, passive personalities are the favorite targets of office bullies. Why? Because passive people give bullies the power they want. Don’t leave any costly or significant objects lying around for your bully to find, either. Have you ever been bullied in the workplace? If so, how did you deal with it? Filed under: Estates
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Remember that massive kid who would stomp on your sandcastles when you were 5 years old? Guess what, he graduated and moved into your office. Quite possibly next to your own cubicle. However, unlike sandbox politics, you can’t just cry and hope that your preschool teacher notices you. Here are some tips on how you can stop office bullies:
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