Archive for March 27th, 2008
Posted by: in Your Business
When the E-Bay reseller idea became popular last year, several people in my town jumped on the idea, but they swiftly learned it wasn’t such a great idea. Sean Kelly at Franchise Pick discusses why these reseller stores may not be the franchise opportunity they were billed as.
Both of the people who signed up for these franchises are now closed. It is a good idea to check Franchise Pick regularly if you are interested in a franchise opportunity. Sean keeps his ear to the ground and passes the news on to you. You can also search companies (down the right side of his blog) for those that interest you.
Tags: , ebay, Franchise Pick, franchises
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Posted by: in Your Business
Jennifer Hoffman is burning up the blogging world in her new post at My Organized Biz. She’s asked us b5media bloggers to comment on simplicity. Here’s my contribution:
I am a firm believer in the “KISS” principle - that’s “Keep it Short and Easy.”
Henry Thoreau said, “Our lives are frittered away by detail; simplify, simplify.” And Einstein said, “Things should be made as easy as possible, but not simpler.”
In business, this principle is of primary importance. I’ve seen far too many business owners try to over-complicate their businesses, and their lives. For example, in putting together a business plan, they spend a lot of time and money buying business plan software, and agonizing over the details. Then they take their 40+ page business plan to a bank, only to find out that the banker wants to know only two things:
1. How much money do you want?
2. How will you pay it back?
They could have answered these questions with a one-page business plan. The simplest solution to a problem is usually the best. It’s also usually the shortest distance between here and there. Working on the KISS principle can help your business, and it can also make your personal life a lot easier.
Tags: baby boomers, Business Plan, Einstein, KISS principle, simplicity, small businesses, Thoreau
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Posted by: in Your Business
Jim Gordon over at the Boss Hatch blog has a great post on how to form an LLC. I have formed two of them, and they are super simple to form, without an attorney. Which is one reason attorneys often won’t tell you to form an LLC. They want you to form a corporation so they have the ability to take your money (it’s pretty tricky to form a corporation without an attorney).
An attorney friend of mine said, “Attorneys who tell you not to form LLCs don’t understand them.”
Consider an LLC for your business. Go to the website of the Secretary of State for your state and get the information you need to set up your LLC.
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Posted by: in Your Business
Jennifer Hoffman is burning up the blogging world in her new post at My Organized Biz. She’s asked us b5media bloggers to comment on simplicity. Here’s my contribution:
I am a firm believer in the “KISS” principle - that’s “Keep it Short and Easy.”
Henry Thoreau stated, “Our lives are frittered away by detail; simplify, simplify.” And Einstein stated, “Things should be made as easy as possible, but not simpler.”
In business, this principle is of primary importance. I’ve seen far too many business owners try to over-complicate their businesses, and their lives. For example, in putting together a business plan, they spend a lot of time and money buying business plan software, and agonizing over the details. Then they take their 40+ page business plan to a bank, only to find out that the banker wants to know only two things:
1. How much money do you want?
2. How will you pay it back?
They could have answered these questions with a one-page business plan. The simplest solution to a problem is usually the ideal. It’s also usually the shortest distance between here and there. Working on the KISS principle can help your business, and it can also make your personal life a lot easier.
Tags: baby boomers, Business Plan, Einstein, KISS principle, simplicity, small businesses, Thoreau
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Posted by: in Your Business
My husband and I have been thinking about turning our 401k/IRA money into annuities. But we are concerned about:
1. Outliving our money
2. Not having enough for “play money” for those cruises we want to take.
Our financial consultant recommended variable annuities. Since we don’t know much about them, we’ve been doing some searching. Miranda Marquit, over at Yielding Wealth, recently answered my question about the difference between fixed and variable annuities.
There’s still lots more to learn. It’s my understanding that with a variable annuity you don’t have to “annuitize” (take out the money each month), but you can take out money when you want to.
We’re still exploring. I’ll keep you posted.
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Posted by: in Your Business
Jim Gordon over at the Boss Hatch blog has a great post on how to form an LLC. I’ve formed two of them, and they’re super simple to form, without an attorney. Which is one reason attorneys often won’t tell you to form an LLC. They want you to form a corporation so they can take your money (it’s pretty tricky to form a corporation without an attorney).
An attorney friend of mine said, “Attorneys who tell you not to form LLCs don’t comprehend them.”
Consider an LLC for your business. Go to the website of the Secretary of Say for your state and get the information you need to set up your LLC.
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Posted by: in Your Business
My husband and I have been thinking about turning our 401k/IRA money into annuities. But we are concerned about:
1. Outliving our money
2. Not having enough for “play money” for those cruises we want to take.
Our financial consultant recommended variable annuities. Since we don’t know much about them, we’ve been doing some searching. Miranda Marquit, over at Yielding Wealth, recently answered my question about the difference between fixed and variable annuities.
There is still lots more to learn. It’s my understanding that with a variable annuity you don’t have to “annuitize” (take out the money each month), but you can take out money when you want to.
We’re still exploring. I’ll keep you posted.
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Posted by: in Your Business
Jennifer Hoffman is burning up the blogging world in her new post at My Organized Biz. She’s asked us b5media bloggers to comment on simplicity. Here’s my contribution:
I am a firm believer in the “KISS” principle - that’s “Keep it Short and Simple.”
Henry Thoreau said, “Our lives are frittered away by detail; simplify, simplify.” And Einstein stated, “Things should be made as easy as possible, but not simpler.”
In business, this principle is of primary importance. I’ve seen far too many business owners try to over-complicate their businesses, and their lives. For example, in putting together a business plan, they spend a lot of time and money buying business plan software, and agonizing over the details. Then they take their 40+ page business plan to a bank, only to find out that the banker wants to know only two things:
1. How much money do you want?
2. How will you pay it back?
They could have answered these questions with a one-page business plan. The simplest solution to a problem is usually the best. It’s also usually the shortest distance between here and there. Working on the KISS principle can help your business, and it can also make your personal life a lot easier.
Tags: baby boomers, Business Plan, Einstein, KISS principle, simplicity, small businesses, Thoreau
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Filed under: Estates
The Nautilus Home is a cartoon-like combination of bright vibrant colors and a gigantic shell-shaped design. It’s a real home, located in Mexico City and occupied by a young couple and their two small kids. Not only does the Nautilus Home look like a giant work of art, but because it’s built from a mix of chicken wire and concrete (among other things) and takes cues from a Nautilus shell (hence the name) it’s also an earthquake-proof and maintenance-free structure. And that’s always handy.
The inside decor is all about smooth rounded surfaces, rich colors, and greenery all over the place. And even though the home is surrounded by Mexico City on 3 sides, the West side has most of the windows and faces out to a beautiful view of the mountains.
I really enjoy it, but for anything other than a vacation home it might get old — living in this house must make a person feel like they’re in a tropical version of Whoville.
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Posted by: in Your Business
Jennifer Hoffman is burning up the blogging world in her new post at My Organized Biz. She’s asked us b5media bloggers to comment on simplicity. Here’s my contribution:
I’m a firm believer in the “KISS” principle - that’s “Keep it Short and Easy.”
Henry Thoreau said, “Our lives are frittered away by detail; simplify, simplify.” And Einstein stated, “Things should be made as easy as possible, but not simpler.”
In business, this principle is of primary importance. I’ve seen far too many business owners try to over-complicate their businesses, and their lives. For example, in putting together a business plan, they spend a lot of time and money buying business plan software, and agonizing over the details. Then they take their 40+ page business plan to a bank, only to find out that the banker wants to know only two things:
1. How much money do you want?
2. How will you pay it back?
They could have answered these questions with a one-page business plan. The simplest solution to a problem is usually the best. It’s also usually the shortest distance between here and there. Working on the KISS principle can help your business, and it can also make your personal life a lot easier.
Tags: baby boomers, Business Plan, Einstein, KISS principle, simplicity, small businesses, Thoreau
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